After-Tax Salary Calculator
Estimate your take-home pay after FICA and simplified federal taxes. See gross, deductions and net pay for any annual salary.
About this tool
Enter your gross annual salary and this calculator estimates your take-home pay after FICA and simplified federal income tax, using the standard deduction and simplified brackets for single or married filing status.
Use the estimate to compare job offers, plan monthly budgets or model a raise: $10,000 more in gross rarely means $10,000 more in the bank — this tool shows you how much actually lands there.
FAQ
What is take-home pay?
The amount that actually reaches your bank account after FICA (7.65%), federal income tax and other deductions are withheld from gross pay.
How accurate is this calculator?
It uses 2024-2026 simplified single/married federal brackets plus FICA. Real paychecks also include state tax, benefits and retirement contributions.
What is FICA?
The US payroll tax of 7.65%: 6.2% Social Security and 1.45% Medicare, withheld by the employer from every paycheck.